228 LOAN NO FURTHER A MYSTERY

228 loan No Further a Mystery

228 loan No Further a Mystery

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For every census tract during which the financial institution originated or procured a little organization loan or little farm loan, the lender need to report the aggregate range and greenback volume of compact small business loans and tiny farm loans:

The Board considers Group improvement loans and Neighborhood enhancement investments allotted pursuant to paragraph I.b of appendix B to this portion.

If a armed service bank delineates your entire Usa and its territories as its sole facility-based assessment space pursuant to § 228.sixteen(d), the Board evaluates the lender solely on the establishment level based upon its overall performance in its sole facility-primarily based evaluation location.

답변. 네이버 모바일 버전은 스마트폰 또는 태블릿에서 웹 브라우저를 통해 접속할 수 있습니다.

The Board evaluates a military services financial institution pursuant on the relevant efficiency checks explained in paragraph (a) of this segment.

usually means a business, in addition to a farm, that had gross yearly revenues for its previous fiscal 12 months of $five million or much less.

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If an intermediate bank opts for being evaluated pursuant to the Neighborhood Development Financing Test in § 228.24, the Board evaluates the intermediate financial institution for your evaluation time period previous the financial institution's next CRA evaluation pursuant into the Community Growth Financing Take a look at in § 228.24 and proceeds evaluations pursuant to this efficiency test for subsequent analysis intervals till the bank opts out.

(3) The amount and greenback quantity of smaller small business loans and smaller farm loans Positioned inside of Each and every facility-centered assessment place and retail lending assessment space documented via the financial institution and also the range and dollar volume of little business enterprise loans and tiny farm loans Found beyond the power-based mostly evaluation spots and retail lending evaluation parts noted via the bank; and

indicates a closed-finish residence property finance loan loan or an open-conclude property home finance loan loan as these phrases are outlined With this part.

Loans, investments, and solutions that assistance compact enterprises or modest farms more info in accordance with how small corporations and compact farms are outlined during the applicable system, plan, or initiative, but excluding loans by a financial institution directly to tiny companies or smaller farms (possibly as described in a very authorities strategy, system, or initiative or in § 228.

) The amount of examining and personal savings accounts opened digitally and through other supply programs by census tract income stage for every calendar yr; and

(ii) The variety and proportion of originations and applications of aggregate mortgage loan lending of all lenders reporting HMDA info in the power-primarily based assessment space and as relevant, the retail lending assessment location; and

(x) An indicator for if the loan was to a business or farm for which gross annual revenues will not be acknowledged because of the financial institution.

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